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Credit Card Delinquencies , Are on the Rise.<br/>New York Federal Reserve data that was published on May 15 shows that credit card delinquencies kept rising from January to March, Fox Business reports. .<br/>In Q1 2024, delinquencies reached <br/>8.9% at an annualized rate.<br/>America hasn't seen this high of a <br/>percentage of serious credit card <br/>delinquencies since 2012, Fox News reports. .<br/>In the first quarter of 2024, credit <br/>card and auto loan transition rates <br/>into serious delinquency continued <br/>to rise across all age groups, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>An increasing number of borrowers <br/>missed credit card payments, <br/>revealing worsening financial <br/>distress among some households, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>Researchers aren't sure why delinquencies <br/>are so high since the unemployment rate <br/>is low, but they have a few theories.<br/>One of those theories is that consumers drained savings throughout the pandemic <br/>but continue to spend at high levels.<br/>Another theory is that some Americans switched to jobs with lower salaries.<br/>Additionally, credit card eligibility may have been expanded for many whose student debt wasn't being reported to credit bureaus amid the pandemic.<br/>These are all kinds of complex issues. <br/>We don't exactly know what's behind the <br/>increase of these delinquency rates. But it's <br/>definitely something that we're tracking, New York Fed researchers, via Fox Business.<br/>The average annual percentage rate for <br/>credit cards hit a record of 20.72% recently.
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The Animated Teacher
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Cognito
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On May 16, 2011, the space shuttle Endeavour launched on its 25th and final flight. <br/><br/>This was also the penultimate mission of the entire shuttle program. Five NASA astronauts and one Italian astronaut made up the STS-134 crew. They launched from Kennedy Space Center and spent nearly 16 days in orbit. The first two days were spent catching up to the International Space Station. When they got there, they dropped of a bunch of science experiments and other supplies. They also did four spacewalks to install new equipment outside of the space station and do some other routine maintenance. Endeavour’s primary payload was the Alpha Magnetic Spectrometer, a particle physics experiment that would study cosmic radiation and look for antimatter and dark matter. They also installed new external sensors to help future missions dock there. Over the course of this mission, Endeavour clocked more than 6 million miles. The shuttle traveled more than 122 million miles over the course of its 19 years in service. After it retired, it was moved to the California Science Center in Los Angeles.
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Sabine Hossenfelder
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TED-Ed
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Do We Enter A Parallel Universe When We Blink? from particles theory
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Crash Course Kids
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Perimeter Institute for Theoretical Physics
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Episode 3 of \
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Quanta Magazine
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The Science Asylum
⏲ 19 minutes 35 seconds 👁 134.8K
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