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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).

Over 40% of Americans have no clue what a 401k is

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DikshaGandhi

Girls Hostel Madness😂❤️ #shorts #short #girls #hostellife

⏲ 11 seconds 👁 9.8M

Facts Verse

The One and Only WD40 Trick Everyone Should Know and 25 Other Uses

⏲ 7 minutes 1 second 👁 3.7M

Scott Powell, President and CEO of Skyline Corporate Communications Group, joined TheStreet to grade its response to all of the negative press.

Grading Boeing’s response to its ongoing crisis

⏲ 2:27 👁 2.4M

Watlington Players

How To Succeed in Business (Climbing The Corporate Ladder)

⏲ 1 minute 11 seconds 👁 14

Will Sanjay Leela Bhansali create a magic on OTT with his Debut Series 'Heeramandi. The star-studded cast of 'Heeramandi: The Diamond Bazaar' includes acclaimed actors such as Manisha Koirala, Sonakshi Sinha, Richa Chadha, Sharmin Segal, and Sanjeeda Sheikh. The Web series will stream from 1st May. Watch Video To Know More. <br/> <br/>#Heeramandi #SanjayLeelaBhansali #Netflix #AditiRaoHydari #SonakshiSinha #ManishaKoirala <br/>~PR.126~PR.264~

Heeramandi on Netflix: OTT की दुनिया में क्या चलेगा Sanjay Leela Bhansali का जादू ? Sonakshi Sinha

⏲ 8:3 👁 880K

The Toyota Tacoma has dominated the mid-size pickup truck segment for nearly two decades, and the all-new 2024 Tacoma aims to set a new standard for modern trucks. Completely redesigned and reimagined for model year 2024, the Tacoma is ready to help drivers tackle their ambitious adventure bucket lists. For this new generation of Tacoma, Toyota engineers focused on its rich history of quality, durability and reliability – while incorporating modern tech, rugged styling and go-anywhere capability.<br/><br/>For 2024, Tacoma is completely redesigned from the ground up. Built on the TNGA-F global truck platform shared with Tundra, Sequoia and Land Cruiser, the all-new Tacoma was designed and engineered specifically for the U.S. market. Constructed from a high-strength boxed, steel-ladder frame, it adds numerous features that off-road enthusiasts will love.<br/><br/>One leap forward for the new generation Tacoma is a fully redesigned coil spring multi-link rear suspension. Available on most grades, this new suspension improves overall ride and handling for a new Tacoma for excellent on- or off-road manners. The new Tacoma also diversifies its powertrain choices, with two options that improve both power and efficiency. The turbocharged i-FORCE 2.4-liter engine produces up to 278 horsepower and 317 lb.-ft. of torque. The available i-FORCE MAX hybrid is a showstopper, producing up to 326 horsepower and a massive 465 lb.-ft. of torque, the most torque in the mid-size truck segment.<br/><br/>The all-new 2024 i-FORCE Tacomas are expected to arrive at Toyota dealerships in December of 2023, with i-FORCE MAX models expected to arrive in the spring of 2024. Tacoma offers superior performance at an incredible value with a starting Manufacturer’s Suggested Retail Price (MSRP) of just $31,500. MSRP for i-FORCE MAX models will be announced closer to the on-sale date.

2024 Toyota Tacoma Limited Interior Design

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Witness the pivotal moment as Indian Chief Ministers exercise their democratic right in the first phase of the Lok Sabha Elections 2024. In this exclusive footage, catch a glimpse of the country's political leaders fulfilling their civic duty amidst heightened anticipation and fervor. Stay informed with Oneindia News <br/> <br/>#1stPhaseVoting #LokSabhaElections #Elections2024 #LokSabhaElections2024 #Shorts #YouTubeShortsVoting1stPhase #TamilNadu #IndianElections #Oneindia<br/>~PR.274~ED.102~GR.122~HT.96~

1st Phase Voting Lok Sabha Elections 2024: Indian Chief Ministers Cast Their Votes | Oneindia News

⏲ 10:26 👁 1.1M

We have sent cameras to Dickens Heath for people’s opinions.

What can be done to get help first time buyers get on the property ladder?

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Indian film star Rajinikanth cast his vote on Friday (April 19) in Chennai, causing a stir in the polling booth as fans queueing to take part in India's election recognised the celebrity.<br/><br/>The gigantic exercise involving almost one billion voters will be spread over seven phases across the world's most populous country. <br/><br/>It ends on June 1 and votes will be counted on June 4.<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline

India megastar Rajinikanth casts his vote on election day

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Watch Exclusive Interview of Deepali Pansare. She talks about Jhanak, Dil mil gaye and her future projects... Watch Video to know more... <br/> <br/>#DeepaliPansare #DeepaliPansareInterview #jhanak <br/>~HT.178~PR.130~

Deepali Pansare Interview: Actress ने Jhanak, Dil mil gaye और अपने Upcoming Projects पर की बात

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Video features a protest and sit-in organized by Google employees at the company's headquarters located at 76 8th Avenue, New York City.

Google Employee Protest at NYC HQ

⏲ 0:11 👁 10M

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