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_how-chime-became-america39s-biggest-digital-bank.webp "For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_masti-express-full-movie-124johnny-lever-amp-rajpal-yadav-best-hindi-comedy-movie124.webp "Ultra Movie Parlour")
⏲ 1 hour 45 minutes 4 seconds 👁 6.2M
_sandwich-full-movie-124-raveena-tandon-124-mahima-chaudhary-124-govinda.webp "Ladies Special")
⏲ 2 hours 32 minutes 50 seconds 👁 6.5M
_shots-every-golfer-needs-to-know-around-the-green-and-how-to-play-them.webp "In this video, Neil Tappin is joined by PGA Professional Alex Elliott to talk through the 7 shots every golfers needs, and how to play them.")
_.webp "DRJ Records Zest")
राज पल यादव अनुपम खेर की ब्लॉकबस्टर हिंदी कॉमेडी मूवी तुषार कपूर, रितेश देशमुख -क्या कूल हैं हम मूवी
⏲ 2 hours 23 minutes 28 seconds 👁 2.8M
_garam-masala-hd-full-movie-124-hindi-comedy-movies-124-akshay-kumar-movies-124-latest-bollywood-movies.webp "Venus Entertainment")
⏲ 2 hours 17 minutes 28 seconds 👁 54.9M
_trouple-at-home-on-the-cbs-cop-drama-blue-bloods.webp "Watch the official \")
_garam-masala-malay-subtitle-124-bollywood-comedy-movies-124-akshay-kumar-movies-124bollywood-full-movies.webp "Venus Entertainment")
Garam Masala - Malay Subtitle | Bollywood Comedy Movies | Akshay Kumar Movies |Bollywood Full Movies
⏲ 2 hours 26 minutes 33 seconds 👁 9.2M
_kyaa-super-kool-hain-hum-124-full-comedy-movie-hd-124-tusshar-kapoor-124-riteish-deshmukh.webp "B-Town Blockbuster")
⏲ 2 hours 16 minutes 48 seconds 👁 1.9M
_elections-2024-tories-face-their-worst-results-in-40-years.webp "Rishi Sunak could face a leadership challenge after disastrous results for his party.")
_kis-kisko-pyaar-karoon-124-hindi-comedy-movie-124-kapil-sharma-124-varun-sharma-124-hindi-movies-2023.webp "Venus Entertainment")
⏲ 2 hours 12 minutes 40 seconds 👁 9.9M
_-banjo-riteish-deshmukh-nargis-fakhri-blockbuster-movie.webp "Comedy Movie")
⏲ 2 hours 7 minutes 21 seconds 👁 72
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